S5E6: Investing In Retirement, with Abraham Okusanya
I’m delighted to welcome back Abraham Okusanya of Finalytiq to help me cover a topic which is so important – investing in retirement. It’s important because if there’s one time in your life you really can’t afford to get it wrong, then it’s in retirement.
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Investing in Retirement
The traditional view of investing in retirement is to reduce the risk of your pensions and other investments as you approach the great transition, and then cruise through retirement, being fairly cautious, hopefully not spending too much.
These days, there is quite a bit to think about, particularly thanks to the pensions freedoms which mean more people than ever are opting not to secure an income with an annuity but opt for unsecured income drawdown instead.
In this session you will learn:
- The key considerations for investing in retirement
- Why the Pensions Freedoms of 2015 are so important and what they mean for you
- The difference between a chicken and an egg
- The dangers of sequencing risk
- Some strategies for mitigating that risk
- Some ideas as to the order in which you should spend your money
- The difference between investing for natural income or total return, and why it matters
Website: Abraham's company, Finalytiq
Social: Abraham on Twitter
As always there is a transcript available for the entire show. you can get it by clicking the huge blue button below:
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