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We all have to start somewhere on our financial journey. I set up this site to help everyone, no matter where they are starting from.
I reckon there are three stages to financial freedom, which, if you get right consistently, will ensure you end up wealthy in whatever definition of that word applies to you. The three steps are Budget, Protect and Invest.
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Budget
Spend less than you earn
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Protect
Insure yourself and your family against disaster
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Invest
Make sure the money you save is put to good use, keeping down costs and tax
GET STARTED
Those looking to take control of their money for the first time, so they’re getting help with budgeting, debt management, basic life insurance etc
BUILD WEALTH
Those who have the basics in place and are looking to build wealth for the future by learning about investing, and different tax wrappers etc
ENJOY YOUR MONEY
Those who are in the transition to retirement or have already retired and want to know about making their money last the duration, and transfer wealth to their family 
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