For obvious reasons, the information on this site is generic. I hope it's of use to you in helping you to learn more about financial planning, and in steering you on to the right path towards your ambitions.
I'd love to help everyone individually, but that's unlikely to be possible. Regulation of financial services means that if you would like me to advise you personally, then we have various steps to complete, and that my company, Jacksons Wealth Management in Penzance would have to be the vehicle for that advice.
We can of course meet by Zoom video so we're not limited by geography, except that you'll need to be UK resident for tax purposes.
So, click the button to the right if I can help with your detailed financial planning. If it's just a general query, then hit me up on Facebook or Twitter. The contact for details are to the right – get in touch!
What will you pay?
What you pay depends on your circumstances. Many clients who come to us via MeaningfulMoney are quite able and willing to manage their investments themselves, they just want help with their planning, and to use the phrase so many have used, they don't know what they don't know, and want a professional adviser's input.
It's vital you understand that it may not be me personally who advises you. At Jacksons Wealth, I am building – along with my co-directors Roger Weeks and Chas Cox – an advisory practice that can serve anyone, no matter their life stage, or their level of interest in managing their own money.
Most people who come to us fall into two main categories, and we will have an initial no-obligation meeting at our expense to determine which category you might fall into :
New Accumulators want help to set themselves up for success. They want to know what protection they need, and how best to save into pensions and ISAs, including fund choices within those wrappers.
As such advice is fairly straightforward, we can offer this service at lower cost than many advisers. Indeed, most advisers won't take on such clients because they don't have sufficient wealth yet.
Expect to pay
From £249 to £749 plus VAT initially
£32.50 plus VAT per month for 12 months
Wealth Builders are hard at work amassing money to reach FI one day. Maybe you're some years away; maybe retirement is in sight, but you want to know if you're on the right track.
Your affairs are likely quite complex, taking in multiple investment approaches and income streams, and you're probably high earners. You need help optimising your situation for maximum success.
Expect to pay
From £1,995 to £2,995 plus VAT initially
£62.50 plus VAT per month for 12 months
We structure things this way, with an initial planning fee and a year's coaching, so that we can take the time to do the job right for you. If we are implementing any recommendations we make, we may opt to charge differently to this, and full details including to-the-penny illustrations will be provided before you instruct us.
If, on the other hand, you choose to implement yourself, the monthly retainer means that we are on hand to coach you through that implementation for as long as it takes.
We ask for a commitment from you of one year, after which you can either renew the agreement for another year, or go it alone from that point.