You should have already spent time identifying the gap between your secured income and your required spending needs. If you
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Do You Really Need Tax-Free Cash?
Too many people just take all the cash that’s available from their pension as a kind of default option, and
Alternatives to Annuities in Retirement Planning
In the previous post, we discussed why you might consider having an annuity as part of your pension plan. Here,
Optimising Retirement
Retirement, as we’ve seen, is a very personal thing; it’s unique for everyone experiencing it. Optimising your retirement experience then,
Give Your Portfolio the Best Chance of Success
There are a couple of other things that you can do when it comes to investing for longevity, as well
Building Your Cashflow Ladder
In the previous post, we looked at why you need to have a cashflow ladder. Now, we look in detail
Be Prepared for Retirement and Take Control
You can’t be prepared for every eventuality, but you CAN take control of some things. You know about investing for
Investing for Longevity
You’ve spent 40 years saving and investing towards your retirement. You’ve got pretty good at putting together and maintaining an
Reviewing Your Pensions and Pots
You’ve looked at your pensions and weighed up the possibility of phasing your retirement, so what do you need to