Everything You Need To Do

1. Quantify lifestyle – Aim high – people underestimate costs, also they do themselves short
2. Factor in one-off costs – People often forget to factor in changing the car
3. Conservative assumptions – Easy to overestimate projected investment returns to fund a given lifestyle
4. Prioritise yourself – Easy to spend too little with a view to maintaining wealth for the next generation
5. Adult approach to spending – Tighten belt if needed
6. Don’t overthink Long Term Care costs – Too many people leave too much money on the table

---