We have a slightly different episode because today I am speaking with the good people from a company called CheckMyFile all about credit files and credit scores – why they are important and how we can optimise them to our benefit.
01:33 – Pete chats with Beth.
04:15 – What is a credit record / credit report / credit score
06:50 – Purpose of a credit record.
08:52 – What makes a good / bad credit file
12:00 – Credit card to increase your score before buying a house – is that true?
13:26 – Important to be on Electoral Role.
14:28 – Bad debts, using debt responsibly.
18:15 – What can be done to improve your credit score?
21:24 – Credit is attached to person, not address. Financially linked people.
23:40 – Check your credit file.
26:35 – Is there a business equivalent?
27:43 – What is CheckMyFile and why should people use it.
32:00 – Pete and Roger chat and a podcast review.
We’re going to spin out the listener questions into a separate Q&A show which we’ll drop into the feed every 2-3 weeks or so. These will be in addition to the main feed, most likely, but they’re easier for us to produce because they require less writing! Send your questions to hello@meaningfulmoney.tv Subject line: Podcast Question
