Everything You Need To Know

• You’ve begun using your biggest asset – your ability to earn.
• Sick pay, holiday and benefits.
• People will throw credit at you – need to be careful.
• You’ll pay Income Tax and National Insurance – deducted from your pay and paid to HMRC by your employer.
• You will be joined to a pension, depending on earnings.
• May be other benefits attached to your work such as bonus, ShareSave scheme, death in service.
• Now is a great time to think about goals.

Everything You Need To Do

• Set a budget.
• Build an emergency fund.
• Join the pension.
• If you have debt, clear it quickly.
• Think about insurance.
• Set some goals.
• Begin/Continue your financial education.

We’re going to spin out the listener questions into a separate Q&A show which we’ll drop into the feed every 2-3 weeks or so. These will be in addition to the main feed, most likely, but they’re easier for us to produce because they require less writing! Send your questions to hello@meaningfulmoney.tv Subject line: Podcast Question

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