Everything you need to KNOW
- Revisiting the Cashflow Ladder
- Bonds are not dead
- This too shall pass
- Inflation rate is personal
Everything you need to DO
- Check for Lifestyling on your pension funds
- Make sure your asset classes are themselves diversified
- Consider ‘jumping’ money down the ladder
- Make smaller ladder movements in times of high volatility
- Consider reducing your withdrawals
- Learn about things like Guyton’s Guardrails and other methodologies for managing your drawdown
