This season is called This or That, and in each episode we’ll be looking at a particular this or that scenario.

Spoiler alert, there are actually very few binary questions and answers when it comes to financial planning! But even if the likely conclusion of most episodes will be ‘it depends’, we’ll still take time to consider pros and cons, costs and benefits and all that stuff as we go along, to try and give you some guidance through these things.

This week: Should you seek advice from a professional adviser like us or DIY?