Why Middle Age Changes the Insurance Conversation Who Still Needs Cover — And Why When You Can Safely Self-Insure Common

Summary of KNOW DO – Take stock DO – Identify what should NEVER be moved casually DO – Compare charges

KNOW – The emotional pull of consolidation KNOW – What consolidation actually means KNOW – The strongest arguments FOR consolidation

KNOW – Pensions no longer outside of estate KNOW – Some important exemptions still remain KNOW – In some cases

Everything You Need To Know – life vs product – listens vs talks – behaviour vs numbers – clear vs

– Why Financial Planning Is Not About Money – Planning vs Product – The Core Human Skills of Great Advisers

– What People Think Financial Advisers Do (and Why That’s Incomplete) – The Structure of a Modern Advice Firm –