Is Multi-Asset Investing For Everyone?
I’ve been asked a few times recently whether multi-asset investing (something I bang on about all the time here on MeaningfulMoney) is really suitable for everyone.
My answer to this question is an unequivocal YES! Here’s why:
Multi-asset investing can be adjusted to suit all timeframes, all risk profiles and all levels of experience. It is an incredibly flexible method of investing.
When set up correctly, a multi-asset investment can largely be left to run for the long term. With the exception of regular rebalancing, which can be automated, a passive multi-asset portfolio should rarely need to be tweaked
It can be set up in different ways to suit different levels of investing expertise. For example, a novice or hands-off investor can choose an off-the-shelf multi-asset fund. Or a more experienced or interested investor can build their own multi-asset portfolio from a collection of hand-picked holdings.