MMP115: Financial Planning for Singles

So much of what we hear about personal finance assumes that you are part of a couple, or that you aspire to be. But what about financial planning for singles? Being single brings both freedoms and challenges for your money, and in this week’s show we’ll be looking at how to make the most of the opportunities.

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Attention all singletons!

I had the following email from Catherine, who won one of the Carl Richards books back after Session 110:

I’m getting on a bit now (27 years old) and I don’t mean to sound depressing but I really can’t see myself with a life partner or child anytime soon. I’m starting to really wonder/worry about how to sort out your finances, as everything seems to be based on a two person income with a family. Seriously what if it is just me forever? How do you plan for this financially!?

In this episode, you’ll find out. Plus, I’ve created a checklist of what you need to consider.

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MMP114: The 80:20 Investor, with Damien Fahy

It’s time for another return guest, and this week it’s the turn of my friend Damien Fahy from MoneyToTheMasses.com. He’s set up something which I think is going to really help a lot of people, and it’s called The 80:20 Investor. Stay tuned to find out more…
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Don’t forget that MeaningfulUniversity is now open for enrolment. There is just one course on there at the moment; Learn How To Budget. More courses will follow, but LHTB will give you everything you need to KNOW and everything you need to DO to set and stick to a monthly budget. Check it out at meaningfuluniversity.com.

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MMP113: Putting your finances on auto-pilot

This week we’re going to be talking about putting your finances on auto-pilot. We all procrastinate on important decisions, and when those decisions have to be made regularly, such as how much to put aside each month for our future, they end up getting left altogether. The answer is to automate as much as possible to remove that decision making.

Don’t forget that MeaningfulUniversity is now open for enrolment. There is just one course on there at the moment; Learn How To Budget. More courses will follow, but LHTB will give you everything you need to KNOW and everything you need to DO to set and stick to a monthly budget. Check it out at meaningfuluniversity.com.

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MMP112: Investment Masterclass 4: Understanding Costs

Session 112 HeaderContinuing our investment masterclass, this week we’re talking about understanding costs. Every pound spent in costs as you go along your investing journey, is a pound which isn’t compounding for your benefit. So we need to know what costs you’re likely to incur, and then what you can do to keep them to a minimum. Stay tuned…

Don’t forget that MeaningfulUniversity is now open for enrolment. There is just one course on there at the moment; Learn How To Budget. More courses will follow, but LHTB will give you everything you need to KNOW and everything you need to DO to set and stick to a monthly budget. Check it out at meaningfuluniversity.com.

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MMP111: Investment Masterclass 3: Setting Targets

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We’re continuing our Investment Masterclass today, having taken a bit of a break for the past six weeks or so. Although, you could argue that my interview with Greg Davies of Barclay about behavioural finance was timely. Today we’re going to talk about setting targets, and perhaps more importantly, to achieve them. Stay tuned…

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**PS, apologies for the sub-optimal audio quality this week. As you’ll hear on the show, I was recording in a hotel room…!**

MMP110: The One-Page Financial Plan with Carl Richards

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Here we are at session number 110, and we’re going to be talking to a US financial planner called Carl Richards about his new book, The One-Page Financial Plan. You know I’m always banging on about planning here on the podcast, and Carl’s book distills the idea of financial planning down to the basics. Carl has a knack of explaining financial planning and particularly behavioural finance concepts in an easy-to-understand way through a series of sketches that he draws. These sketches are peppered throughout the book and also on his website, behaviorgap.com. Stay tuned for my chat with Carl, and scroll to the bottom of this post to learn of a competition to pick up one of Carls books!

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